Sanyika Calloway Boyce, Financial Fitness Coach

Sometimes the simplest things make the most sense. Whether you left the corporate rat race to pursue your passion full time or you still have one foot in the door.

It's likely that at some point on your career path you invested in a 401k plan. Maybe you contributed aggressively your companies retirement plan before the kids came in anticipation of funding their college tuition, or perhaps your husband still contributes to the maximum his employer will allow.

Whatever the circumstances, you might be feeling a bit anxious when you open your investment statements and see the numbers going in the wrong direction. Not to worry, just follow these 4 simple tips for handing your 401k in turbulent times.

Having a solid plan, a firm financial foundation and the wisdom to avoid distractions while heading warning signs is key navigating the uncertainty of turbulent times.

In this interview with Rebecca Diamond co-host of "Happy Hour" on Fox Business, Financial Fitness Coach discusses tips for your 401k plan. After watching be sure to read the tips that follow. Sometimes keeping it simple is the only way to stay sane, focused, and moving forward in the direction of your goals.

1. Review the past, but keep your eyes on the future

It might seem elementary but it's worth us remembering that what goes up must come down and so the stock market goes. History has proven time and again that after every drop there is a rebound. Keep your eyes on the future and know don't forget that as a long term investor you'll reap the rewards as the market recovers when you stay the course.

2. Know your plan and stick to it

Your 401k plan should not be viewed like a traditional savings account or any other investment vehicles you might have. It's for buying and holding investments overtime not day-trading. That said, you should know your level of risk tolerance and reassess your how well diversified your portfolio is, other than that, reacquaint yourself with your financial plan and stick to it.

3. Think fast, but move slow

Don't panic or become depressed when you look at your 401k statements. Keep your wits about you and remind yourself as often as necessary that if you lose your cool and make a rash decision you will not only get hit with early penalty fees but timing the market is a risky game that few play well. The chances of you selling at the wrong time and buying back when prices are high isn't worth the risk or the financial loss. Slow down and don't make a move in panic mode.

4. Get sound advice and follow it

Don't try to figure complex money matters out alone. Now is the time to connect with a certified Financial Strategist or Financial Planner to look over your current 401k plan and help you make the best choices for your long term goals. Seek sound advice and follow it.